How to Shop Sensibly in the Sales

How to Shop Sensibly in the Sales

When your favourite shops have sales, it can be really tempting to just go out and buy lots of things. This can mean that you end up with lots of new things at a lower price than had you bought them when they were full price. You might think that this means you have done a really fantastic thing and saved a lot of money. However, you only save money if you were going to buy those things anyway or if they were things you needed. It is often the case that we will buy items that are reduced because they are reduced and seem cheap, but that we do not really want. Or that we spend more money than we can afford and have to get a loan to pay for what we buy. Therefore, it is really important to be careful and take a sensible approach towards shopping in sales.

  • Know what you can afford – it is so important to set yourself a budget before you start. You need to think about how much you can afford to spend before you start to spend and then you will avoid going into debt. Therefore, check your bank balance to start with. Look at how much money you have and also anything that you will need to buy before you next get paid. You will need to check carefully and you may need to look back at previous bank statements to see what you normally pay out for in order to work out what you are likely to need to buy.
  • Make sure you are buying things you need – it is a good idea to also only buy things you need. Before you go think about what items you need and possibly even make a list. It could be that you have items that need replacing that are breaking or wearing out, for example. Think hard first. If you do not do this, you will just go and buy things that you like and it could be the case that you never end up using them and you regret buying them. It is so easy to buy lots of things, put them away and forget that you even bought them.
  • Do not be seduced by the prices – it can be so easy to see things that have been reduced by a lot of money and feel that you have to get them as they are so cheap. However, if you do not need them, then you will still be wasting your money on them, even if they are cheap. It can be worth trying to change your attitude towards things like this and think about the fact that items only get reduced because people do not want them. This means that when you buy items in the sale you are just buying the items that no one else wanted.
  • Try to take time to think – it can be tempting to start grabbing everything that is reduced as people get into quite a buying frenzy. It is easy to get carried away when others are all stuffing things in their baskets and snatching things in the fear that others may get them before they do. Try to have a calmer approach. If you are worried do pick things up, but before you buy have a careful sort through it all. Add up how much it costs and work out if that fits into your budget. Then look at the items and decide whether you really need them. Also look at the prices and decide whether they really are that cheap for what they are. If you have a smart phone with you, you could even look online to see whether those items might be cheaper in other shops. Some shops are just generally cheaper and you may even find that you can buy items at full price in some shops and they will still be cheaper than the sale prices in other shops.

So, there are a lot of things that you can do which will mean that sales can benefit you. It is well worth remembering that the retailers just want to get rid of stock they cannot sell and they are usually still making a profit even though the prices are lower. So, make sure that you are sensible and do not buy things because they are cheap, but buy things because you need them and you cannot get them cheaper elsewhere. Also make sure that you can afford them. Often sales are at a time when we do not have so much money, such as after Christmas and so we need to be really careful. Do not let the retailers take advantage of you, try to take advantage of them and make sure that you are benefitting from what they are offering.

Tips on how to be Frugal and Care for the Planet

Tips on how to be Frugal and Care for the Planet

It can often feel that if we want to do something good it will cost us a lot of extra money. Many of us would like to do more for the planet but it can seem that what we want to do will cost us more money. We would probably need to get a short term payday loan if we wanted to put up solar panels or buy an electric car. However, there are things that we may be able to do which would help the planet but not cost us more money.

Travel less

Travelling is one thing that a lot of those wanting to help the planet focus on. Whether it is reducing the air pollution by cutting own cars on the road or emissions from aircraft and things like that, transport is always a big issue for those wanting to be greener. It can feel difficult to cut down if you have to drive to work and cannot afford to change your car. However, there may be things that you can do. Firstly, it might be possible for you to car share with someone. This means that you could find someone who lives near to you and take turns in driving to work. This will work well if you always work the same times in the day and you live close by. Another option could be to try to combine journeys, so if you drive to the supermarket, go on your way home from work rather than going home first and this could potentially mean that you drive less. Also, if you are making local journeys, consider whether you can go on foot instead of driving or perhaps cycle if you have a bike.

Holiday travel is also a big contributor, especially if you go on holiday a lot and fly or go on a cruise. It could be worth considering holidays which are closer to home, so that you can travel less. This could mean holidaying within the UK or just staying in Europe rather going further. You may also consider changing your mode of transport, perhaps taking a train instead of flying, for example. It can be tricky as it may take longer to travel or be more expensive if you change the transport that you use.

Use less

Using less of everything will mean that you take up less resources and this will be better for the planet. This means that you can cut down in lots of places and save money. For example, by reducing how much heating you use, will save money and the environment as with anything. Using less items will mean that you are using less energy as you will not be using up and having to replace things so often. There could be small changes that you could make which add up to making a difference, such as turning off the TV when not in use, using both sides of paper before recycling it and using things up before replacing them.

Buy less

If you do not buy so many things, then manufacturers do not need to make so much and so less resources are used. You will also spend less money which will help your bank balance. We many not be able to cut back on essentials very much, but most of us also buy luxury items and these are the things that we are likely to be able to cut back on. This is because these are not essential. IT can be hard cutting back on the things that we like, but we do not necessarily have to cut back everywhere. It might just be that we can cut back in a few areas and make enough of a difference. For example, cutting back on delivered food, will save money and transportation and you could just buy a supermarket pizza instead. This will be cheaper, almost as convenient and possibly healthier as well. There could be quite a few changes that you could make to help in this area.

Eat less

Food can be a tricky issue with regards to the environment. There are some people that claim being vegan is the answer but others that say that good animal husbandry can actually help the environment. Therefore, knowing whether radically changing your diet will help is tricky. However, eating less food will make a difference and buying more local produce can often be better. If you buy local food then it has not been transported so far. However, if you buy food that has been grown locally in a heated greenhouse this will not always be better than something that has been grown outside in the sunshine abroad. However, avoiding foods grown in areas that were previously rainforests that were cut down for agriculture could be worthwhile. Also just reducing the amount you eat, particularly if you tend to be overweight, will help use less resources, cost less and be healthier for you.

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